The 30-year fixed is the most popular mortgage in America for a reason. Your rate and principal-and-interest payment never change, so you can budget with confidence for the long haul.

Lower monthly payment spread over 30 years, total predictability, and the freedom to pay extra whenever you want without penalty.
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If you want the most affordable monthly payment and long-term predictability, it is hard to beat. Erlis will compare it against a 15-year and an ARM so you see the trade-offs.
Yes. There is no prepayment penalty, so you can add to principal any month and shave years off the loan.

Free to check, with no impact to your credit. Erlis runs your exact numbers and compares your options.
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