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Government loan

USDA Loan: $0 down for the right address.

USDA loans offer 100% financing for homes in eligible suburban and rural areas, with no down payment required. Much of Southwest Florida outside the city core qualifies.

USDA Loan loan in Naples, Florida
Why it works

What a USDA Loan gets you.

No down payment, competitive fixed rates, and lower fees, for eligible areas and incomes.

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Warm Naples home interior
The highlights

USDA Loan at a glance.

$0 down payment

Available across many SW Florida communities

Low, fixed monthly payments

Questions

USDA Loan FAQs.

Is my area eligible?

More places qualify than people expect. Erlis will check your exact address in seconds.

Are there income limits?

Yes, USDA has household income limits by area. We will confirm you fit before you fall in love with a home.

Southwest Florida home

See if a USDA Loan fits you.

Free to check, with no impact to your credit. Erlis runs your exact numbers and compares your options.

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