Conventional loans are the go-to for buyers with solid credit. With as little as 3% to 5% down and no upfront mortgage-insurance fee, they are often the most cost-effective path.

Low down-payment options, cancellable mortgage insurance once you reach 20% equity, and competitive pricing for good credit.
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As little as 3% for a first home. More down means a better rate and no mortgage insurance at 20%.
Yes, conventional financing covers investment properties too, usually with a bit more down.

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