Government loan
FHA Loan: a friendlier path to your first home.
FHA loans are backed by the government and built for buyers who need flexibility, with down payments as low as 3.5% and more forgiving credit guidelines.
FHA loans are backed by the government and built for buyers who need flexibility, with down payments as low as 3.5% and more forgiving credit guidelines.
A low 3.5% down payment, room for lower credit scores, and the ability to use gift funds toward your down payment.
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FHA is more flexible than conventional. Erlis will tell you exactly where you stand in a quick call.
Yes. Many owners refinance into a conventional loan once they build equity to drop mortgage insurance.
Free to check, with no impact to your credit. Erlis runs your exact numbers and compares your options.
See what you qualify for →